Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$25
Additional card$0
Purchase interest rate12.99%
Cash advance rate12.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Dining & Entertainment Benefits
🎩
24/7 Customer Service
⭐
Fraud Protection Guarantee
⭐
Emergency Card Replacement
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident