Rewards
Base earn rate1% cash back on all purchases
Welcome bonusNone
Rewards typecashback
Fees & rates
Annual fee$0
Purchase interest rate21.9%
Cash advance rate21.9%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Price Protection Service If an item purchased on the card is discounted within 60 days of purchase, the price difference will be refunded.
up to $100 per item and $500 per calendar year
⭐
Mastercard Global Service Emergency card replacement, emergency cash advance, 24/7 telephone access and referral to the closest ABM if card is lost or stolen.
⭐
Zero Liability Protected from unauthorized charges on the card.
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
🛂 NEXUS fee rebate
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
🛡️
common carrier accident
up to $250,000
🛡️
baggage delay
up to $100 per day for up to three days
Eligibility
Minimum personal income$150,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident