Rewards
Base earn rate1 Point for every $1 spent
ProgramBlue Rewards
Welcome bonusGet up to $1,600 in value and the annual fees waived in the first year. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.
Rewards typepoints
Fees & rates
Annual fee$150
Purchase interest rate21.99%
Cash advance rate23.99%
Foreign transaction fee2.5% (typical)
Standout perks
✈️
Airport lounge access with free membership in Mastercard Travel Pass provided by DragonPass
4 free passes per calendar year
⭐
Roadside Assistance, including battery boosts, flat-tire change, lockout service and towing
$75/year market value
🛂
NEXUS Statement Credit
$200 in first year
⭐
Cirque du Soleil discount
20% off admission to Cirque du Soleil shows in Canada, 15% off resident shows in Las Vegas
⭐
Instacart discount
Six months of Instacart+ and $10 monthly Instacart credit when enrolled
⭐
FlexiRoam
Up to 15% off Global Data Roaming plan and up to 3GB of data without additional charges
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
up to $5 million per insured person, per trip
🛡️
rental car
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident