Rewards
Base earn rateSee card details
Welcome bonus0% introductory interest rate on Balance Transfers for 18 months with a 2% transfer fee and waived $29 annual fee for the first year
Rewards typenone
Fees & rates
Annual fee$29
Purchase interest rate13.99%
Cash advance rate15.99%
Foreign transaction fee2.5% (typical)
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident