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BMO · Mastercard

BMO Prepaid Mastercard

Rewards prepaidNo Annual Fee
2.8
★★★☆☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on BMO's own website.
Welcome value
—
est. first-year value
Annual fee
$9.99
per year
Purchase interest
N/A
on carried balances
Rewards type
none
on eligible spend
🛡️
1 insurance coverages
Built-in protection

Rewards

Base earn rateSee card details
Welcome bonusNone
Rewards typenone

Fees & rates

Annual fee$9.99
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)

Standout perks

⭐
Save up to 20% on National Car Rental and Alamo Rent A Car, and up to 5% on Enterprise Rent-A-Car at locations worldwide using the Car Rental Booking tool
up to 20% National Car Rental and Alamo, up to 5% Enterprise
⭐
Mastercard Identity Check adds another layer of security to protect you when you shop online
⭐
BMO Alerts help confirm your transactions are really yours. They keep an eye on things like large purchases and suspicious activity
⭐
Get free, 24/7 access to Credit Coach with no impact to your credit score

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

purchase protection

Included — see issuer for details.

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident