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BMO Prepaid Mastercard

Rewards prepaidNo Annual Fee
2.8
★★★☆☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on BMO's own website.
Welcome value
est. first-year value
Annual fee
$9.99
per year
Purchase interest
N/A
on carried balances
Rewards type
none
on eligible spend
🛡️
1 insurance coverages
Built-in protection

Rewards

Base earn rateSee card details
Welcome bonusNone
Rewards typenone

Fees & rates

Annual fee$9.99
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)

Standout perks

Save up to 20% on National Car Rental and Alamo Rent A Car, and up to 5% on Enterprise Rent-A-Car at locations worldwide using the Car Rental Booking tool
up to 20% National Car Rental and Alamo, up to 5% Enterprise
Mastercard Identity Check adds another layer of security to protect you when you shop online
BMO Alerts help confirm your transactions are really yours. They keep an eye on things like large purchases and suspicious activity
Get free, 24/7 access to Credit Coach with no impact to your credit score

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

purchase protection

Included — see issuer for details.

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident