Rewards
Base earn rate0.5 points per $1 spent everywhere else
ProgramVIPorter
Welcome bonusGet up to $1,800 in value including 40,000 VIPorter points, a 35% off flight voucher and the annual fees waived in the first year
Rewards typepoints
Fees & rates
Annual fee$89
Purchase interest rate21.99%
Cash advance rate23.99%
Foreign transaction fee2.5% (typical)
Standout perks
💳
A voucher for 35% off one flight booking per year
35% off
⭐
Priority re-accommodation for flight delays
⭐
Dedicated check-in
⭐
Early boarding
💳
Earn $1 of Qualifying Spend for every $25 spent
⭐
Primary cardholders and authorized users automatically become an Avid Traveller
⭐
Complimentary Instacart+ for three months with $5 monthly Instacart credit when enrolled
$5/month credit
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident