Rewards
Base earn rate1 point for every $1 spent everywhere else
ProgramVIPorter
Welcome bonusGet up to $2,400 in value including 70,000 VIPorter points, a round-trip companion pass, the annual fee waived in the first year, and more.
Rewards typepoints
Fees & rates
Annual fee$199
Purchase interest rate21.99%
Cash advance rate23.99%
Foreign transaction fee2.5% (typical)
Standout perks
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A round-trip companion pass per year
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1 complimentary checked bag
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1 complimentary carry-on bag on all Porter fare types
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Free PorterClassic seat selection
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Early boarding
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Priority re-accommodation for flight delays
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Dedicated check-in
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Primary cardholders and authorized users automatically become an Avid Traveller
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident