Rewards
Base earn rate0.5% cash back on other purchases
ProgramBONUSDOLLARS
Welcome bonusNone
Rewards typecashback
Fees & rates
Annual fee$0
Purchase interest rate20.9%
Cash advance rate21.9%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Up to 15% off rental rate at Hertz
up to 15% off
⭐
No young drivers surcharge at Hertz
⭐
No fee for additional drivers at Hertz
⭐
15% off GPS unit at Hertz
15% off
⭐
Reduced Loss Damage Waiver at Hertz
⭐
Up to 10% off rental rate at Thrifty and Dollar
up to 10% off
⭐
No young drivers surcharge at Thrifty and Dollar
⭐
No fee for additional drivers at Thrifty and Dollar
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
travel medical
up to $5,000,000 per person
🛡️
trip cancellation
up to $500 per person if cancelled before departure, up to $1,000 per person if cancelled after departure
🛡️
baggage loss
up to $500 per person
🛡️
mobile device
up to $1,000
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident