Rewards
Base earn rate1 point per $2 spent
ProgramBrim Open Rewards
Welcome bonusEarn up to $500 in Brim points when you use your Brim Card for the first time at participating merchants
Rewards typepoints
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
✈️
Mastercard Travel Pass enables access to airport lounges regardless of flyer status and ticket class
$32 USD per visit, per person
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Free Boingo Global Wi-Fi
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Virtual card available upon approval, transact within seconds of approval
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Replacement cards available in real-time
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Installment Pay - divide purchases over $500 into smaller monthly payments with 0% interest
7% fixed installment fee upfront plus 0.475% monthly processing fee
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Family Cards with customizable spending limits
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Interactive budgeting tool and spend monitoring
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Real-time purchase notifications
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
common carrier accident
$100,000 per insured, $300,000 per accident
🛡️
mobile device
up to $500 for loss, theft or damage
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extended warranty
doubles original warranty, up to 1 additional year, max $25,000 per cardholder
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purchase protection
$1,000 per occurrence
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident