Rewards
Base earn rate1 point per $2 spent
ProgramBrim Open Rewards
Welcome bonusNone
Rewards typepoints
Fees & rates
Annual fee$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Add card to mobile wallet and pay contactless for any purchase amount
⭐
Virtual card number received within seconds of approval
⭐
Real-time replacement cards available
⭐
Real-time purchase notifications
⭐
Instant card lock, ability to block online or foreign transactions
⭐
Interactive budgeting tool and spend monitoring
⭐
Free mobile app with real-time notifications
⭐
Family Card with ability to add additional cardmembers and set spending limits
$0 for additional members
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
common carrier accident
$100,000 per insured, $300,000 per accident
🛡️
mobile device
up to $500
🛡️
extended warranty
up to $25,000 per cardholder
🛡️
purchase protection
$1,000 per occurrence
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident