Rewards
Base earn rate1 point per $1 spent
ProgramBrim Rewards
Welcome bonusEarn up to $500 in Brim points when you use your Brim Card for the first time at participating merchants
Rewards typepoints
Fees & rates
Annual fee$89
Additional card$50
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
✈️
Mastercard Travel Pass enables access to airport lounges regardless of flyer status and ticket class
$32 USD per visit
💳
Travel Assistance Services including pre-trip information and assistance, passport replacement help, airline ticket replacement, luggage recovery assistance, local lawyer contact for legal assistance, emergency cash arrangement and emergency messaging services
⭐
Installment Pay set up flexible payment plans for purchases over $500 with 0% interest, split into 12, 16, 20 or 24 months
⭐
Brim Marketplace access with accelerated step-up earn offers and redemption multipliers at participating retailers
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
common carrier accident
$500,000 per accident
🛡️
mobile device
up to $1,500
🛡️
extended warranty
$25,000 per cardholder
🛡️
purchase protection
$1,000 per occurrence
🛡️
travel medical
up to $5,000,000 per insured per trip
🛡️
flight delay
$1,000 per occurrence maximum for all insured
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident