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Capital One · Mastercard · Secured

Capital One Guaranteed Secured Mastercard

No annual fee securedNo Annual Feecredit_building
3.3
★★★☆☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on Capital One's own website.
Welcome value
est. first-year value
Annual fee
$0
no yearly cost
Purchase interest
29.9%
on carried balances
Rewards type
none
on eligible spend
No annual fee
$0 to keep the card
🛡️
5 insurance coverages
Built-in protection

Rewards

Base earn rateSee card details
Welcome bonusNone
Rewards typenone

Fees & rates

Annual fee$0
Purchase interest rate29.9%
Foreign transaction fee2.5% (typical)

Standout perks

Price Protection Service if an item purchased on your Capital One credit card is discounted within 60 days of purchase, you can receive a refund of the price difference
up to $100 per item and $500 per calendar year
🎩
Mastercard Global ServiceTM emergency card replacement, emergency cash advance, 24/7 telephone access and referral to the closest ABM if your card is lost or stolen

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

purchase protection

Included — see issuer for details.

🛡️

extended warranty

Included — see issuer for details.

🛡️

rental car

Included — see issuer for details.

🛡️

common carrier accident

up to $250,000

🛡️

baggage delay

up to $100 per day for up to three days

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident