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Collabria
Collabria · Mastercard · Classic

Cash Back Mastercard

No annual fee Cash BackNo Annual Fee
3.6
★★★★☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on Collabria's own website.
Welcome value
$100
est. first-year value
Annual fee
$0
no yearly cost
Purchase interest
20.99%
on carried balances
Rewards type
cashback
Flex Rewards Program
🛒
1% value on groceries
Your top earn category
🎁
$100 welcome bonus
Estimated first-year value
No annual fee
$0 to keep the card
🛡️
3 insurance coverages
Built-in protection

Rewards

Base earn rate0.5 points per $1 spent on all other purchases
ProgramFlex Rewards Program
Welcome bonusSign up for a new credit card and receive a $100 cash back incentive, plus an additional $100 statement credit when you activate your card and make your first purchase within 30 days of activation (ages 18-27 only)
Rewards typecashback

Fees & rates

Annual fee$0
Purchase interest rate20.99%
Foreign transaction fee2.5% (typical)

Standout perks

Hertz Auto Rental Discounts - Up to 15% off the Base Rate
15%
Hertz Customer Discount Program - Fee-waived Underage Driver fee, Reduced Rate Loss Damage Waiver, No Additional Driver fee, Free Enrollment in Hertz Gold Plus Rewards Program
Thrifty and Dollar Auto Rental Discounts - Up to 10% off the rental rate, No young drivers surcharge, No fee for additional drivers
10%

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

purchase protection

Included — see issuer for details.

🛡️

extended warranty

up to one year

🛡️

mobile device

Included — see issuer for details.

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident