Rewards
Base earn rate1 point per $1 spent on all other purchases
ProgramFlex Rewards Program
Welcome bonusNone
Rewards typepoints
Fees & rates
Annual fee$120
Additional card$50
Purchase interest rate20.99%
Foreign transaction fee2.5% (typical)
Standout perks
💳
24/7 Travel Assistance
⭐
Hertz Auto Rental Discounts - Up to 25% off the Base Rate, fee-waived Underage Driver fee, Reduced Rate Loss Damage Waiver $19.95/day with $250 deductible, No Additional Driver fee, 10% off Hertz Per Litre Price for Fuel, Free Enrollment in Hertz Gold Plus Rewards Program
up to 25% off
⭐
Thrifty and Dollar Auto Rental Discounts - Up to 10% off the rental rate, No young drivers surcharge, No fee for additional drivers
up to 10% off
⭐
Visa Infinite Exclusive Benefits
⭐
Zero Liability Fraud Protection
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
travel medical
Emergency Health Care Coverage
🛡️
baggage loss
up to $500
🛡️
rental car
Auto Rental Collision/Loss Damage Insurance
🛡️
purchase protection
90 days
🛡️
extended warranty
Double the manufacturer's warranty (up to one year)
🛡️
mobile device
up to $1,000
Eligibility
Minimum personal income$60,000
Credit score guidanceGood (660+)
ResidencyCanadian resident