Rewards
Base earn rate1% cash back on all other purchases
Welcome bonusNone
Rewards typecashback
Fees & rates
Annual fee$100
Additional card$30
Purchase interest rate20.9%
Cash advance rate21.9%
Foreign transaction fee2.5% (typical)
Standout perks
✈️
Access over 1,300 airport lounges in more than 140 countries courtesy of Mastercard Travel Pass provided by DragonPass
💳
Complimentary Flexiroam International eSIM Plan - three x 1GB Global Data Roaming eSIM Plan and 15% off future purchases of eSIM plans
⭐
Access to exclusive experiences available near you, around the world and online with Mastercard's Priceless.com
⭐
Car rental discounts at Hertz, Thrifty, and Dollar
up to 25% off at Hertz; up to 10% off at Thrifty and Dollar
⭐
Hertz benefits: No young drivers surcharge, no fee for additional drivers, automatic Five Star status with Hertz Gold Plus Rewards, 20% off Prestige collection (US and Europe), 25% off GPS unit, reduced Loss Damage Waiver
⭐
Credit Balance Insurance to help pay off credit card in case of death or disability
⭐
Mobile payment - pay with Android or Apple device
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
up to $5,000,000 per person
🛡️
trip cancellation
up to $500 per person if cancelled before departure; up to $1,000 per person if cancelled after departure
🛡️
baggage loss
up to $500 per person
🛡️
rental car
full coverage for rental car collision and loss damage
🛡️
mobile device
up to $1,500
🛡️
purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident