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Collabria
Collabria · Mastercard · World Elite

Cash Back World Elite Mastercard

Strong cash back Cash BackRewardsTravel
3.6
★★★★☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on Collabria's own website.
Welcome value
est. first-year value
Annual fee
$120
per year
Purchase interest
20.99%
on carried balances
Rewards type
points
Flex Rewards Program
🛒
4% value on groceries
Your top earn category
🛫
Travel perks
Lounge access & trip coverage
🛡️
6 insurance coverages
Built-in protection

Rewards

Base earn rate1 point for every $1 spent on all other purchases
ProgramFlex Rewards Program
Welcome bonusNone
Rewards typepoints

Fees & rates

Annual fee$120
Additional card$50
Purchase interest rate20.99%
Foreign transaction fee2.5% (typical)

Standout perks

✈️
Access to 1300+ airport lounges worldwide via Mastercard Travel Pass provided by DragonPass
🎩
24/7 Travel Assistance
Hertz Auto Rental Discounts up to 25% off the Base Rate
up to 25% off
Fee-waived Underage Driver fee at Hertz
Reduced Rate Loss Damage Waiver at Hertz with reduced rate deductible
$19.95/day
No Additional Driver fee at Hertz
10% off Hertz Per Litre Price for Fuel
10% off
Free Enrollment in the Hertz Gold Plus Rewards Program

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access

Insurance coverage

🛡️

travel medical

Included — see issuer for details.

🛡️

baggage delay

Included — see issuer for details.

🛡️

rental car

Included — see issuer for details.

🛡️

purchase protection

Included — see issuer for details.

🛡️

extended warranty

up to one year

🛡️

mobile device

Included — see issuer for details.

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident