Rewards
Base earn rate1 point for every $1 spent on everyday purchases
ProgramFlex Rewards Program
Welcome bonusNone
Rewards typepoints
Fees & rates
Annual fee$50
Additional card$10
Purchase interest rate12.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Hertz Auto Rental Discounts - up to 15% off the Base Rate
up to 15% off
⭐
Hertz - Fee-waived Underage Driver fee
⭐
Hertz - Reduced Rate Loss Damage Waiver with reduced rate deductible
$19.95/day with $250 deductible
⭐
Hertz - No Additional Driver fee
⭐
Hertz - Free Enrollment in Hertz Gold Plus Rewards Program
⭐
Thrifty and Dollar - up to 10% off the rental rate
up to 10%
⭐
Thrifty and Dollar - No young drivers surcharge
⭐
Thrifty and Dollar - No fee for additional drivers
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
up to one year
🛡️
mobile device
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident