Rewards
Base earn rate1 point for every $1 spent on everyday purchases
ProgramFlex Rewards Program
Welcome bonusMultiple welcome bonuses available: $100 cash back incentive for new cardholders, or $100 statement credit for cardholders ages 18-27 when card is activated and first purchase made within 30 days
Rewards typepoints
Fees & rates
Annual fee$50
Additional card$10
Purchase interest rate12.99%
Cash advance rate12.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Hertz Auto Rental Discounts - Up to 15% off the Base Rate, Fee-waived Underage Driver fee, Reduced Rate Loss Damage Waiver $19.95/day with $250 deductible, No Additional Driver fee, Free Enrollment in Hertz Gold Plus Rewards Program
up to 15% off base rate
⭐
Thrifty and Dollar rental car discounts - Up to 10% off the rental rate, No young drivers surcharge, No fee for additional drivers
up to 10% off rental rate
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
up to one year
🛡️
mobile device
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident