Rewards
Base earn rate1 point for every $1 spent on everyday purchases
ProgramFlex Rewards Program
Welcome bonusSign up for a new credit card and receive a $100 cash back incentive. Additionally, cardholders between ages 18 to 27 years old will receive $100 statement credit when they activate their card and make their first purchase within 30 days of activation.
Rewards typepoints
Fees & rates
Annual fee$50
Additional card$10
Purchase interest rate12.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Hertz Auto Rental Discounts - Up to 15% off the Base Rate
up to 15% off
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Fee-waived Underage Driver fee with Hertz
⭐
Reduced Rate Loss Damage Waiver (LDW) with Hertz
19.95 per day with $250 deductible
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No Additional Driver fee with Hertz
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Free Enrollment in the Hertz Gold Plus Rewards Program
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Thrifty and Dollar rental discounts - Up to 10% off the rental rate
up to 10% off
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No young drivers surcharge with Thrifty and Dollar
⭐
No fee for additional drivers with Thrifty and Dollar
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
90 days on eligible purchases
🛡️
extended warranty
double the manufacturer's warranty
🛡️
mobile device
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident