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Collabria
Collabria · Visa · Gold

Centra Visa Gold Card

Strong cash back RewardsCash Back
3.5
★★★☆☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on Collabria's own website.
Welcome value
est. first-year value
Annual fee
$50
per year
Purchase interest
12.99%
on carried balances
Rewards type
points
Flex Rewards Program
🛒
1% value on groceries
Your top earn category
🛡️
3 insurance coverages
Built-in protection

Rewards

Base earn rate1 point for every $1 spent on everyday purchases
ProgramFlex Rewards Program
Welcome bonusSign up for a new credit card and get up to 2,000 Flex Rewards Welcome Points
Rewards typepoints

Fees & rates

Annual fee$50
Additional card$10
Purchase interest rate12.99%
Foreign transaction fee2.5% (typical)

Standout perks

Hertz Customer Discount Program (CDP) - Up to 15% off the Base Rate
up to 15% off
Hertz - Fee-waived Underage Driver fee
Hertz - Reduced Rate Loss Damage Waiver (LDW) $19.95/day with a reduced rate deductible of $250
19.95
Hertz - No Additional Driver fee
Hertz - Free Enrollment in the Hertz Gold Plus Rewards Program
Thrifty and Dollar - Up to 10% off the rental rate
up to 10% off
Thrifty and Dollar - No young drivers surcharge
Thrifty and Dollar - No fee for additional drivers

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

purchase protection

Included — see issuer for details.

🛡️

extended warranty

up to one year

🛡️

mobile device

Included — see issuer for details.

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident