Rewards
Base earn rate1 Adapta point for every dollar spent on all other purchases
ProgramAdapta Points
Welcome bonusJoin and earn up to $280 in value with no annual fee
Rewards typepoints
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Roadside assistance for primary cardholders offered by Dominion Automobile Association (DAA), includes towing, battery boosting, gas delivery and more
$50
⭐
Save up to 10 cents per litre on gas when you link your Adapta Mastercard with Journie Rewards
up to 10 cents per litre
⭐
Free Skip+ membership with $0 delivery fees and earn a $10 monthly voucher
$110 first year
⭐
Get 50% off Disney+ for 6 months with automatic $4.50 monthly statement credits
$4.50 per month for 6 months
⭐
CIBC Pace It installment plans allowing purchases to be paid at lower interest rates at your own pace
⭐
Unique card design with convenient notch for easy identification and directional tapping
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident