Rewards
Base earn rate1 point for every $1.50 you spend on all other purchases
ProgramAeroplan
Welcome bonusEarn up to $200 in travel value, which includes up to 10,000 Aeroplan points
Rewards typepoints
Fees & rates
Annual fee$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Aeroplan Family Sharing - combine points with other Aeroplan members in your household to redeem your next flight reward sooner
⭐
12-month Skip+ free trial when you link your CIBC credit card with your Skip account, plus exclusive savings and rewards with Skip+ membership
12-month free trial
⭐
Send money abroad to over 120 countries with $0 transfer fee. Cash advance fees don't apply and there's no interest if you pay your balance by the payment due date
$0 transfer fee
⭐
Earn points twice at over 150 Aeroplan partners and over 170 online retailers through the Aeroplan eStore
⭐
Aeroplan Elite Status - enjoy a better travel experience with premium services at the airport and choice of upgrades
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
common carrier accident
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident