Rewards
Base earn rate1 point for every $1.50 you spend on all other purchases
ProgramAeroplan
Welcome bonusEarn up to 10,000 Aeroplan points (up to $200 in travel value)
Rewards typepoints
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Book flight rewards for less. Primary cardholders can often book flight rewards for even fewer points
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No additional airline surcharges on flight rewards with Air Canada
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Get a 4th night free. Aeroplan Credit Cardholders can now get an extra night free for every 3 hotel nights redeemed with Aeroplan points
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Aeroplan Family Sharing - combine points with other Aeroplan members in your household to redeem your next flight reward sooner
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Every Air Canada seat available for purchase is also available for Aeroplan points no restrictions
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Pay for flight rewards with a combination of points and cash
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Enjoy Aeroplan EliteTM Status - Premium services at the airport and your choice of upgrades
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
common carrier accident
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident