Rewards
Base earn rate1 point for every $1.50 on all other purchases
ProgramAeroplan
Welcome bonusApply and earn up to $200 in value, which includes up to 10,000 Aeroplan points
Rewards typepoints
Fees & rates
Annual fee$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Combine points with other Aeroplan members in your household to redeem your next flight reward sooner with Aeroplan Family Sharing
⭐
Get savings on takeout and more with Skip+; link your CIBC credit or debit card with your Skip account
12-month Skip+ free trial with $0 delivery fees on eligible orders
⭐
Send money abroad to over 120 countries with $0 transfer fee; cash advance fees don't apply and there's no interest if you pay balance by payment due date
⭐
Get a free SPC+ membership providing up to 30% off 450+ brands
up to 30% off 450+ brands
⭐
Get up to 10 cents off per litre at participating gas stations
up to 10 cents off per litre
⭐
Earn points twice at over 150 Aeroplan partners and over 170 online retailers through the Aeroplan eStore
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
common carrier accident
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident