Rewards
Base earn rate1 point for every $1.50 spent on all other purchases
ProgramAeroplan
Welcome bonusEarn up to 10,000 Aeroplan points (up to $200 in travel value)
Rewards typepoints
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
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With Aeroplan Family Sharing, combine points with other Aeroplan members in your household to redeem your next flight reward sooner
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Free Skip+ membership, exclusively with CIBC. Link your CIBC eligible credit or debit card and enjoy $0 delivery fees. Plus, earn a $10 monthly voucher with your free Skip+ membership
$10 monthly voucher
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Get 50% off Disney+ for 6 months. Use an eligible CIBC credit card to pay for your Disney+ Standard with Ads subscription, and automatically receive $4.50 each month in statement credits
$4.50 monthly statement credit
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Send money abroad to over 120 countries with a $0 transfer fee. Cash advance fees don't apply and there's no interest if you pay your balance by the payment due date
$0 transfer fee
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Get up to 10 cents off per litre at participating gas stations with Journie Rewards
up to 10 cents off per litre
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Earn points twice at over 150 Aeroplan partners and over 170 online retailers through the Aeroplan eStore
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
common carrier accident
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident