Rewards
Base earn rate1.25 points per $1 on all other purchases
ProgramAeroplan
Welcome bonusApply and earn up to $3,200 in value, which includes up to 100,000 Aeroplan points
Rewards typemiles
Fees & rates
Annual fee$599
Additional card$149
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
✈️
Unlimited Maple Leaf Lounge and Air Canada Cafe access in North America for you and a guest
✈️
6 complimentary lounge visits per year per cardholder through Visa Airport Companion Program
6 visits per year
⭐
Free first checked bag for you, your authorized users and up to 8 companions every time you fly with Air Canada
⭐
Priority Check-in, Priority Boarding and Priority Baggage Handling for you, your authorized users and up to 8 companions on the same flight
⭐
Get a 4th night free for every 3 hotel nights redeemed with Aeroplan points
⭐
Complimentary upgrade to Avis President's Club
two-car-class rental upgrades, expedited service, dedicated phone line, parking stall and pick-up counter
⭐
Annual Worldwide Companion Pass when you spend $25,000 on your card
from $99 to a max of $599 plus taxes, fees, charges and surcharges
⭐
Status Qualifying Credits toward Aeroplan Elite Status
1,000 SQC for every $5,000 in eligible net purchases, up to 25,000 SQC
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
🛂 NEXUS fee rebate
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
🛡️
baggage loss
Included — see issuer for details.
🛡️
hotel burglary
Included — see issuer for details.
Eligibility
Minimum personal income$60,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident