Rewards
Base earn rate1.25 points per $1 on all other purchases
ProgramAeroplan
Welcome bonusApply and earn up to $3,200 in value, which includes up to 100,000 Aeroplan points plus additional travel benefits
Rewards typemiles
Fees & rates
Annual fee$599
Additional card$149
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
✈️
Unlimited Maple Leaf Lounge and Air Canada Cafe access in North America for cardholder and 1 guest
Unlimited visits
✈️
6 complimentary lounge visits per year per cardholder through Visa Airport Companion Program at 1,200+ lounges globally
6 complimentary visits per year
⭐
Free first checked bag for cardholder, authorized users and up to 8 companions on Air Canada flights
⭐
Priority Check-in, Priority Boarding and Priority Baggage Handling for cardholder, authorized users and up to 8 companions on the same flight
🛂
One NEXUS application fee rebate every 4 years
160
⭐
Annual Worldwide Companion Pass from $99 to a max of $599 (plus taxes, fees, charges and surcharges)
$99-$599
🎩
24-hour Visa Infinite Privilege Concierge access with exclusive wine and dine experiences and VIP benefits at luxury hotels
⭐
Get up to 10 cents off per litre at participating gas stations
10 cents per litre
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
🛂 NEXUS fee rebate
Insurance coverage
🛡️
rental car
Included — see issuer for details.
🛡️
travel medical
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
Eligibility
Minimum personal income$60,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident