Rewards
Base earn rate1 point for every $1 spent on all other purchases
ProgramAventura
Welcome bonusDigital exclusive offer: Join and earn up to $1,400 in value. Get a total of up to 35,000 Aventura Points (up to $800 in travel value) during your first year, plus a one-time annual fee rebate, complimentary lounge visits, and NEXUS application fee rebate.
Rewards typepoints
Fees & rates
Annual fee$139
Additional card$50
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
✈️
4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program
277
🛂
NEXUS Application Fee rebate
160
⭐
Up to 10 cents off per litre on eligible gas at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations when you link your Journie Rewards card
10
⭐
12-month Skip+ free trial when you link your CIBC credit card with your Skip account, plus exclusive savings and rewards with your Skip+ membership
⭐
Send money abroad to over 120 countries with a $0 transfer fee
0
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
🛡️
baggage loss
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
🛡️
common carrier accident
500000
🛡️
purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident