Rewards
Base earn rate1 point for every $2 spent on all other purchases
ProgramAventura
Welcome bonusEarn up to 12,500 Aventura Points for no annual fee
Rewards typepoints
Fees & rates
Annual fee$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
💳
Fuel up for less, with up to 10 cents off per litre
up to 10 cents per litre
⭐
Send money abroad to over 120 countries with a $0 transfer fee
0 transfer fee
⭐
Get a 12-month Skip+ free trial when you link your CIBC credit card with your Skip account
12-month free trial
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Use Aventura Points to cover full airfare including taxes and fees
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Redeem your points to pay off eligible Aventura Credit Card purchases using Shopping with Points
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Use your Aventura Points to help pay down your credit card balance using Payment with Points
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Contribute Aventura Points to select financial products
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
common carrier accident
100000
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident