Rewards
Base earn rate1 point for every $1 spent on all other purchases
ProgramAventura
Welcome bonusEarn up to $2,200 in value, including an annual fee rebate for the first 2 years
Rewards typepoints
Fees & rates
Annual fee$120
Additional card$50
Purchase interest rate19.99%
Cash advance rate21.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Free Skip+ membership when you link your eligible CIBC credit card
first year value of $110, $0 delivery fees and earn a $10 monthly voucher
⭐
Get 50% off Disney+ for 6 months with eligible CIBC credit card
$4.50 each month in statement credits
💳
CIBC by Expedia for CIBC Aventura credit card holders
⭐
Pool your points to redeem faster by transferring Aventura Points between Aventura business and personal credit card accounts
⭐
Payment with Points - Use Aventura Points to help pay down your credit card balance or contribute them to select financial products
⭐
CIBC Online Banking and CIBC Mobile Banking for secure access to all account information 24/7
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
flight delay
Included — see issuer for details.
🛡️
baggage loss
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
🛡️
common carrier accident
500000
🛡️
trip cancellation
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident