Rewards
Base earn rate1 point for every $1 spent on all other purchases
ProgramAventura Points
Welcome bonusJoin and earn up to $1,800 in value, including a first-year annual fee rebate. Earn a total of up to 70,000 Aventura Points (up to $1,600 in travel value): A welcome bonus of 20,000 Aventura Points when you make your first purchase at any time. Additional bonus of 10,000 Aventura Points when the first purchase is made within the first 4 monthly statement periods. 40,000 Aventura Points when $35,000 or more is spent in the first 12 monthly statement periods. Plus, get a one-time annual fee rebate for the Primary Cardholder (up to $180) and three Authorized Users (at $50 each): up to $330 value
Rewards typepoints
Fees & rates
Annual fee$120
Additional card$50
Purchase interest rate19.99%
Cash advance rate21.99%
Foreign transaction fee2.5% (typical)
Standout perks
💳
12-month Skip+ free trial when you link your CIBC credit card with your Skip account, plus exclusive savings and rewards with Skip+ membership
12 months free
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CIBC by Expedia for CIBC Aventura credit card holders book flights, hotel stays, car rentals and more with 24/7 phone and online chat support
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Pool Aventura Points to redeem faster by transferring points between Aventura business and personal credit card accounts
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Use Aventura Points to cover full airfare including taxes and fees
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Payment with Points use Aventura Points to help pay down credit card balance or contribute to select financial products
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Fuel savings of up to 10 cents off per litre on eligible gas by linking card with Journie Rewards
up to 10 cents per litre
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
baggage loss
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
🛡️
common carrier accident
500,000
🛡️
trip cancellation
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident