Rewards
Base earn rate1 point for every $1 spent on all other purchases
ProgramAventura Points
Welcome bonusJoin and earn up to $1,800 in value, including a first-year annual fee rebate. Earn a total of up to 70,000 Aventura Points (up to $1,600 in travel value): 20,000 Aventura Points when you make your first purchase at any time, additional 10,000 Aventura Points when the first purchase is made within the first 4 monthly statement periods, 40,000 Aventura Points when $35,000 or more is spent in the first 12 monthly statement periods, plus one-time annual fee rebate for the first Cardholder ($120) and three additional cards (at $50 each): up to $270 value
Rewards typepoints
Fees & rates
Annual fee$120
Additional card$50
Purchase interest rate19.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
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Get up to 30% off base rates with Avis Pay Now or up to 35% off base rates with Budget Pay Now at participating locations worldwide
up to 30-35% off
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12-month Skip+ free trial when you link your CIBC credit card with your Skip account, plus exclusive savings and rewards with Skip+ membership
12 months free
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Register your Visa business card with Visa SavingsEdge to unlock automatic savings on business solutions, travel, electronics and more
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Access to CIBC by Expedia for easy booking and modification of flights, hotel stays, car rentals, vacation packages, and more with 24/7 support
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Pool Aventura Points between Aventura business and personal credit card accounts to redeem faster
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
flight delay
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
🛡️
common carrier accident
500000
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident