Rewards
Base earn rate1 point for every $2 spent on card purchases
ProgramAventura Points
Welcome bonusApply and earn up to $200 in value for no annual fee. Earn up to 12,500 Aventura Points (up to $125 in travel value) plus free Skip+ membership (first year value of $110)
Rewards typepoints
Fees & rates
Annual fee$0
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Free Skip+ membership with $0 delivery fees and $10 monthly voucher
110
⭐
Get 50% off Disney+ for 6 months with automatic statement credits
4.50
⭐
Save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations when you link your card with Journie Rewards
10
⭐
Free SPC+ membership for up to 30% off 450+ brands with VIP contests and exclusive perks
⭐
Send money abroad to over 120 countries with $0 transfer fee and no interest if paid by due date
🎩
24 hours a day, 7 days a week support via phone or online chat through CIBC by Expedia
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
common carrier accident
100,000
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident