Rewards
Base earn rate1 point for every $1 spent on all other purchases
ProgramAventura Points
Welcome bonusJoin and earn up to 35,000 Aventura Points (up to $800 in travel value) during your first year
Rewards typepoints
Fees & rates
Annual fee$139
Additional card$50
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
✈️
4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program
$277
🛂
NEXUS Application Fee rebate
$160
⭐
Up to 10 cents off per litre on eligible gas at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
10 cents per litre
⭐
12-month Skip+ free trial when you link your CIBC credit card with your Skip account
⭐
Send money abroad to over 120 countries with $0 transfer fee; cash advance fees don't apply and no interest if you pay balance by payment due date
⭐
Access to Visa Infinite Exclusive Offers at visainfinite.ca
⭐
CIBC by Expedia for easy booking of flights, hotels, car rentals, vacation packages with 24/7 support
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
🛡️
common carrier accident
500000
🛡️
purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$60,000
Credit score guidanceGood (660+)
ResidencyCanadian resident