Rewards
Base earn rate1.25 points for every $1 spent on all other purchases
ProgramAventura Points
Welcome bonusJoin and earn up to $2,450 in value: up to 80,000 Aventura Points (up to $1,600 in travel value), 6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program (up to $370 value), $200 annual travel credit, and 2 NEXUS Application Fee rebates ($320 value)
Rewards typepoints
Fees & rates
Annual fee$499
Additional card$99
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
✈️
6 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program
up to $370 value
🛂
2 NEXUS Application Fee rebates every 4 years
$320 value
💳
$200 annual travel credit to spend on travel purchases at CIBC by Expedia through CIBC rewards
$200 per year
💳
Enjoy Diamond status at 60+ hotels via Visa RSVP Rewards
⭐
Exclusive benefits at 900+ hotels in the Visa Infinite Luxury Hotel Collection
⭐
Unique stays at 200+ Relais & Chateaux properties
⭐
OpenTable access: secure reservations at award-winning restaurants during peak hours across U.S., Canada, and Mexico
⭐
Access gourmet dining events with multi-course meals and drink pairings at top restaurants
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
🛂 NEXUS fee rebate
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
🛡️
trip cancellation
Included — see issuer for details.
🛡️
trip interruption
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
🛡️
baggage delay
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
Eligibility
Minimum personal income$60,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident