Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Access to Visa SavingsEdge with automatic savings on business solutions, travel, electronics and more
⭐
Up to 30% off base rates with Avis Pay Now or up to 35% off base rates with Budget Pay Now at participating locations worldwide
⭐
CIBC CreditSmart budgeting tool with alerts to view, manage and track spending, organized in 10 common spend categories
⭐
12-month Skip+ free trial when you link your CIBC credit card with your Skip account, plus exclusive savings and rewards
12 months free
⭐
Up to 10 cents off per litre when you link your Journie Rewards card at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
10 cents per litre
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident