Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Link and use your Journie Rewards card to save on every fill-up at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
up to 10 cents off per litre
⭐
No transaction fees when you send a CIBC Global Money Transfer and no interest charged as long as you pay your balance by the payment due date
⭐
Link your CIBC credit or debit card with your Skip account to get your 12-month Skip+ free trial with $0 delivery fees on eligible orders, special offers and exclusive benefits
12-month free trial
⭐
Free SPC+ membership with up to 30% off 450+ brands, VIP contests and exclusive perks
free membership
⭐
Access CIBCbyExpedia.com to search and book flights, hotels, car rentals and more
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident