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CIBC · Mastercard

CIBC Costco Mastercard

No annual fee Cash BackNo Annual Fee
3.7
★★★★☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on CIBC's own website.
Welcome value
$30
est. first-year value
Annual fee
$0
no yearly cost
Purchase interest
N/A
on carried balances
Rewards type
cashback
on eligible spend
3% value on gas & transit
Your top earn category
🎁
$30 welcome bonus
Estimated first-year value
No annual fee
$0 to keep the card
🛡️
3 insurance coverages
Built-in protection

Rewards

Base earn rate1% cash back on all other purchases
Welcome bonusEarn a $30 statement credit after you apply and are approved, make your first purchase and enrol for eStatements within 90 days of opening your new account
Rewards typecashback

Fees & rates

Annual fee$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)

Standout perks

Your credit card is also your Costco membership card with all membership details on the back
Send money abroad to over 120 countries with a $0 transfer fee. Cash advance fees don't apply and there's no interest if you pay your balance by the payment due date
$0 transfer fee
Link your CIBC Costco Mastercard with your Skip account to get a Skip+ 12-month free trial plus earn 3% cash back on all dining and food delivery on top of Skip+ savings and rewards
12-month free trial
Go paperless by registering for eStatements to easily view your credit card statements on your mobile device or online
Pay anywhere, anytime with your phone using Apple Pay, Google Pay and Samsung Pay

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

mobile device

up to $1,000

🛡️

purchase protection

Included — see issuer for details.

🛡️

extended warranty

Included — see issuer for details.

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident