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CIBC Dividend Visa Card for Students

No annual fee Cash BackStudentNo Annual Fee
3.7
★★★★☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on CIBC's own website.
Welcome value
$125
est. first-year value
Annual fee
$0
no yearly cost
Purchase interest
N/A
on carried balances
Rewards type
cashback
Dividend Cash Back
🛒
2% value on groceries
Your top earn category
🎁
$125 welcome bonus
Estimated first-year value
✅
No annual fee
$0 to keep the card
🛡️
2 insurance coverages
Built-in protection

Rewards

Base earn rate0.5% cash back on everything else
ProgramDividend Cash Back
Welcome bonusJoin and earn up to $125 cash back. Get $25 cash back after you make your first purchase within the first 4 monthly statements. Earn a 10% cash back welcome bonus of up to $100 within the first 4 monthly statements on net purchases up to $1,000.
Rewards typecashback

Fees & rates

Annual fee$0
Additional card$0
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)

Standout perks

⭐
Free SPC+ membership with up to 30% off 450+ brands
⭐
Free Skip+ membership with $0 delivery fees and $10 monthly voucher
⭐
Get 50% off Disney+ for 6 months with automatic $4.50 monthly statement credit
$4.50/month
⭐
Save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
up to 10 cents per litre
⭐
Send money abroad to over 120 countries with $0 transfer fee and no cash advance fees; no interest if paid by due date
$0 transfer fee
⭐
Earn 1% cash back when you book travel with CIBCbyExpedia.com
1% cash back

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

purchase protection

Included — see issuer for details.

🛡️

extended warranty

up to one additional year

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident