Rewards
Base earn rateSee card details
Welcome bonusTransfer your credit card balance of $100 or more get 0% interest for up to 10 months with a 1% transfer fee and a first year annual fee rebate
Rewards typenone
Fees & rates
Annual fee$29
Purchase interest rateN/A
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Link and use your Journie Rewards card to save on every fill-up at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
up to 10 cents off per litre
⭐
CIBC Global Money Transfer with no transaction fees and no interest charges as long as you pay your balance by the payment due date
⭐
12-month Skip+ free trial when you link your CIBC credit card with your Skip account, plus exclusive savings and rewards with Skip+ membership
12 months free
⭐
Use your card to access CIBCbyExpedia.com to search and book flights, hotels, car rentals and more
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident