Rewards
Base earn rate0.5% cash back credits on all purchases
Welcome bonusNone
Rewards typecashback
Fees & rates
Annual fee$60
Purchase interest rate19.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
RBC NextLogic - self-serve online tool to manage spend controls and credit limits on expense cards in real-time, share credit limits between cards, view balances, customize reports, search transactions and retrieve monthly card statements
no additional cost
⭐
Virtual credit cards to securely pay suppliers or enable employees who do not have a company credit card - create unique single- or multi-use virtual credit cards
no additional cost
⭐
Visa payWave for tap payments on small purchases
⭐
Business name and cardholder name appear on card, allowing employees to present themselves as business professionals
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident