Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$60
Purchase interest rate19.99%
Foreign transaction fee$0 (no FX fee)
Standout perks
⭐
Liability Waiver Program - Protects business against unauthorized charges by employees
up to $100,000
⭐
Card management and virtual credit card payment tools through RBC NextLogic
no additional cost
⭐
Create unique single- or multi-use virtual credit cards to securely pay suppliers or give to employees
no additional cost
⭐
Visa payWave - tap your card for small purchases
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
up to one additional year
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident