Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$30
Purchase interest rate19.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
RBC NextLogic - a self-serve, easy-to-use online tool that lets you manage spend controls and credit limits on your expense cards in real-time, share credit limits between cards, view balances, customize reports, search transactions and retrieve monthly card statements
⭐
Create unique single- or multi-use virtual credit cards to pay suppliers or give to employees, instead of sharing actual credit card information
No additional cost
⭐
Visa payWave - tap your card for small purchases
⭐
Liability Waiver Program - protects your business against unauthorized charges by employees
up to $100,000
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
🛡️
travel medical
Included — see issuer for details.
🛡️
flight delay
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
🛡️
baggage loss
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident