Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$35
Additional card$35
Purchase interest rate19.15%
Cash advance rate9.9%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Detailed spending reports and recommendations
⭐
Card management and accounting platforms integration
⭐
Online card activation and travel notification
⭐
User settings and controls for card usage restrictions by merchant, transaction amount, credit limits, and time/day of use
⭐
Fraud protection service
up to $100,000 per account per 12-month period
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
travel medical
Included — see issuer for details.
🛡️
rental car
Included — see issuer for details.
🛡️
purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident