Rewards
Base earn rate1 point for every $2 spent on all purchases
ProgramVancity Rewards
Welcome bonusFirst-year $50 annual fee waived for new cardholders
Rewards typepoints
Fees & rates
Annual fee$50
Purchase interest rate11.25%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Carbon CounterTM to estimate your carbon footprint
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5% of profits from this card support the Vancity enviroFundTM program every year
⭐
Tap to pay with your enviro Visa card, Apple Pay or Google Pay
⭐
Lock and unlock your card, set card usage rules with card controls and set up alerts
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Card Services available 24/7 to help with your enviro Visa account
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24-hour cash advances through any ATM displaying the Visa symbol
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One simple login to pay for online purchases with Visa Click to Pay
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
common carrier accident
up to $200,000
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident