Rewards
Base earn rate1 point for every $2 spent on all purchases
ProgramVancity Rewards
Welcome bonusUp to $50 in Rewards value. Earn 5,000 points when you spend $1,500 in your first three months.
Rewards typepoints
Fees & rates
Annual fee$0
Purchase interest rate19.5%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
5% of profits from this card support the Vancity enviroFund program every year
⭐
Use the Carbon Counter to estimate your carbon footprint
⭐
Tap to pay with your enviro Visa card
⭐
Lock and unlock your card, set card usage rules with card controls and set up alerts
⭐
One simple login to pay for online purchases with Visa Click to Pay
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
common carrier accident
up to $200,000
🛡️
purchase protection
Included — see issuer for details.
🛡️
extended warranty
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident