Rewards
Base earn rate1.25 points per $1 spent on all other purchases
ProgramVancity Rewards
Welcome bonusGet up to $540 in value with an enviro Visa Infinite Business card
Rewards typepoints
Fees & rates
Annual fee$120
Additional card$50
Purchase interest rate19.5%
Foreign transaction fee2.5% (typical)
Standout perks
✈️
Get access to more than 1,200 participating airport lounges worldwide with complimentary membership to Visa Airport Companion
$90
🎩
Plan your next business trip, make a reservation at your favourite local restaurant and more with the help of a concierge, available 24/7
⭐
Enjoy room upgrades, free WiFi and breakfast, late checkout and more at over 900 hotel properties around the world
⭐
Access dining events at top restaurants, plus wine tastings and discounted deliveries from select wineries
⭐
Get out and have fun with tickets to special movie events, city tours and discounts at select golf courses
⭐
Experience elevated platinum status at over 60 Sandman hotels, where you'll enjoy room upgrades, dining discounts and other benefits
⭐
Use Visa Spend Clarity for Business to track your enviro Visa card transactions and trends and create customized alerts and reports
⭐
Set up custom card-activity alerts with Visa Spend Clarity for Business to decide where, when and how employees use your enviro Visa card
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
auto rental
Included — see issuer for details.
🛡️
common carrier accident
up to $500,000
🛡️
baggage delay
up to $500 per trip
🛡️
baggage loss
up to $1,000 per insured person
🛡️
flight delay
up to $500 per trip
🛡️
trip cancellation
up to $1,000 per insured person and $5,000 per trip
Eligibility
Minimum personal income$60,000
Credit score guidanceGood (660+)
ResidencyCanadian resident