Rewards
Base earn rate1.5 points per $1 spent on all other purchases
ProgramVancity Rewards
Welcome bonusMembers get up to $785 in value with an enviro Visa Infinite Privilege card
Rewards typepoints
Fees & rates
Annual fee$245
Additional card$50
Purchase interest rate19.5%
Foreign transaction fee2.5% (typical)
Standout perks
✈️
Complimentary membership to Visa Airport Companion with six complimentary airport lounge visits annually for each cardholder on the account, providing access to more than 1,200 participating airport lounges worldwide
$90 membership value; $245 for 6 complimentary visits
💳
Access to priority security lanes at select Canadian airports
⭐
Room upgrades, free WiFi and breakfast, late checkout and more at over 900 hotel properties around the world
⭐
Access to dining events at top restaurants, plus wine tastings and discounted deliveries from select wineries
🎩
Plan your next business trip, make a reservation at your favourite local restaurant and more with the help of a concierge, available 24/7
⭐
Access to tickets to special movie events, city tours and discounts at select golf courses
💳
Elevated diamond status at over 60 Sandman hotels with room upgrades, dining discounts and other benefits
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
🛂 NEXUS fee rebate
Insurance coverage
🛡️
auto rental collision loss damage
coverage when rental car is damaged or stolen
🛡️
common carrier accident
up to $500,000
🛡️
baggage delay
up to $1,000 per trip
🛡️
baggage loss
up to $2,500 per insured person
🛡️
flight delay
up to $1,000 per trip
🛡️
travel medical
up to $5,000,000 per insured person
Eligibility
Minimum personal income$60,000
Credit score guidanceExcellent (760+)
ResidencyCanadian resident