Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$0
Purchase interest rate10.9%
Cash advance rate12.9%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Discounts at Hertz car rental
up to 15% off rental rate, no young drivers surcharge, no fee for additional drivers, 15% off GPS unit, reduced Loss Damage Waiver
⭐
Discounts at Thrifty and Dollar car rental
up to 10% off rental rate, no young drivers surcharge, no fee for additional drivers
⭐
Travel assistance 24/7 anywhere in the world
⭐
Balance transfer option available
⭐
Credit Balance Insurance to help pay off credit card in case of death or disability
⭐
Mobile payment with Android or Apple device
⭐
Security alerts by text message if unusual activity detected
⭐
Desjardins Identity Protection to safeguard assets and support if identity is stolen
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
extended warranty
Included — see issuer for details.
🛡️
travel medical
up to 5,000,000
🛡️
trip cancellation
up to 500 per person if cancelled before departure, up to 1,000 per person if cancelled after departure
🛡️
baggage loss
up to 500 per person
🛡️
mobile device
up to 1,000
🛡️
purchase protection
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident