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Capital One
Capital One · Mastercard · Secured

Guaranteed Mastercard

No annual fee securedcredit_buildingNo Annual Fee
3.3
★★★☆☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on Capital One's own website.
Welcome value
est. first-year value
Annual fee
$0
no yearly cost
Purchase interest
25.9%
on carried balances
Rewards type
none
on eligible spend
No annual fee
$0 to keep the card
🛡️
5 insurance coverages
Built-in protection

Rewards

Base earn rateSee card details
Welcome bonusNone
Rewards typenone

Fees & rates

Annual fee$0
Purchase interest rate25.9%
Cash advance rate25.9%
Foreign transaction fee2.5% (typical)

Standout perks

Price Protection Service can refund price difference if purchased item is discounted within 60 days
up to $100 per item and $500 per calendar year
🎩
Mastercard Global Service providing emergency card replacement, emergency cash advance, 24/7 telephone access and referral to closest ABM if card is lost or stolen

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

purchase protection

replacement or repair or reimbursement at insurance company's discretion

🛡️

extended warranty

doubles original manufacturer's warranty

🛡️

rental car

collision damage coverage

🛡️

baggage delay

up to $100 per day

🛡️

common carrier accident

up to $250,000

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident