Rewards
Base earn rateSee card details
Welcome bonusNone
Rewards typenone
Fees & rates
Annual fee$0
Purchase interest rate29.9%
Cash advance rate29.9%
Foreign transaction fee2.5% (typical)
Standout perks
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Get emergency card replacement, emergency cash advance and 24/7 telephone access and referral to the closest ABM if card is lost or stolen
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Protected from unauthorized charges on card; won't pay if someone uses card without permission
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Track credit score for free
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Get notified about unexpected charges and suspicious card activity
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Customize alerts for payment reminders, credit limit warnings and more
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24/7 live agents on call, live chat in account online, self-serve support through Support Centre
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
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purchase protection
eligible items can be replaced, repaired, or reimbursed at insurance company's discretion
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extended warranty
automatically doubles original manufacturer's warranty
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rental car
collision damage waiver coverage
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other
up to $100 per item and $500 per calendar year
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common carrier accident
up to $250,000
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baggage delay
up to $100 per day
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident