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Home Trust Secured Visa

No annual fee securedcredit_buildingNo Annual Fee
2.8
★★★☆☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on Home Trust's own website.
Welcome value
est. first-year value
Annual fee
$0
no yearly cost
Purchase interest
19.99%
on carried balances
Rewards type
none
on eligible spend
No annual fee
$0 to keep the card

Rewards

Base earn rateSee card details
Welcome bonusNone
Rewards typenone

Fees & rates

Annual fee$0
Purchase interest rate19.99%
Foreign transaction fee2.5% (typical)

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident