Rewards
Base earn rate1 point per $1 spent on all other eligible purchases
ProgramLaurentian Bank Rewards
Welcome bonusEarn up to 12,000 bonus points when you spend $1,500 in the first 3 months and set up a pre-authorized payment. Plus, earn 2,000 bonus points for every friend or family member you refer.
Rewards typepoints
Fees & rates
Annual fee$130
Additional card$50
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
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Visa Zero Liability fraud protection - covered against unauthorized use of card
✈️
Visa Infinite Concierge Service available to assist with requests
💳
Visa Infinite Luxury Hotel Collection - 7 special benefits at over 900 global hotels including automatic room upgrade, late check-out, complimentary breakfast for two, and $25 USD food and beverage credit
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Visa Infinite Dining Series offers - curated experiences from top chefs across Canada
Limit of 6 tickets per cardholder
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Visa Infinite Wine Country experiences
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Tee off your golf season with Troon Rewards - complimentary Silver Status in Troon Rewards program upon enrollment; entitlement to 10% discount on golf fees
10% discount on golf fees at Silver level
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Virtual card - get a virtual card within seconds of approval and instant replacement cards
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Real-time notifications on purchases and account activity
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access
Insurance coverage
🛡️
travel medical
up to $5,000,000 out-of-province coverage
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trip cancellation
up to $2,000 per person
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trip interruption
up to $5,000
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baggage delay
up to $2,500 per family
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common carrier accident
up to $500,000 per person
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rental car
Auto rental collision/loss damage insurance
Eligibility
Minimum personal income$60,000
Credit score guidanceGood (660+)
ResidencyCanadian resident