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Access Credit Union
Access Credit Union · Mastercard

Low Rate Business Mastercard

Low interest BusinessLow Interest
2.9
★★★☆☆

Solid value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on Access Credit Union's own website.
Welcome value
est. first-year value
Annual fee
$25
per year
Purchase interest
13.99%
on carried balances
Rewards type
none
on eligible spend
🛡️
2 insurance coverages
Built-in protection

Rewards

Base earn rateSee card details
Welcome bonusNone
Rewards typenone

Fees & rates

Annual fee$25
Additional card$5
Purchase interest rate13.99%
Cash advance rate13.99%
Foreign transaction fee2.5% (typical)

Standout perks

Hertz Auto Rental Discounts - Up to 20% off the Base Rate
up to 20% off
Reduced Rate Loss Damage Waiver (LDW) at Hertz
24.95/day (Canada), 15.00/day (USA)
No Additional Driver fee at Hertz
Free Enrollment in the Hertz Gold Plus Rewards Program

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security

Insurance coverage

🛡️

purchase protection

Included — see issuer for details.

🛡️

extended warranty

Included — see issuer for details.

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident